/* Dynamic Content Loading Styles */
.dynamic-content {
    opacity: 0;
    transition: opacity 0.3s ease-in-out;
}

.dynamic-content.loaded {
    opacity: 1;
}

.loading-overlay {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(255, 255, 255, 0.95);
    display: flex;
    justify-content: center;
    align-items: center;
    z-index: 9999;
    opacity: 1;
    transition: opacity 0.3s ease-in-out;
}

.loading-overlay.hidden {
    opacity: 0;
    pointer-events: none;
}

.loading-spinner {
    width: 50px;
    height: 50px;
    border: 4px solid #ecf0f1;
    border-top: 4px solid #3498db;
    border-radius: 50%;
    animation: spin 1s linear infinite;
}

@keyframes spin {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
    line-height: 1.6;
    color: #2c3e50;
    background-color: #ffffff;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Top Contact Bar */
.top-bar {
    background: linear-gradient(135deg, #2c3e50 0%, #34495e 100%);
    color: white;
    padding: 10px 0;
    font-size: 14px;
}

.contact-strip {
    display: flex;
    justify-content: center;
    gap: 40px;
    flex-wrap: wrap;
}

.contact-group {
    display: flex;
    align-items: center;
    gap: 8px;
}

.contact-icon {
    font-size: 16px;
    opacity: 0.9;
}

.contact-group a {
    color: #3498db;
    text-decoration: none;
    font-weight: 500;
    transition: color 0.3s ease;
}

.contact-group a:hover {
    color: #ffffff;
}

/* Navigation */
.navbar {
    background: white;
    box-shadow: 0 4px 20px rgba(0,0,0,0.1);
    position: sticky;
    top: 0;
    z-index: 1000;
    padding: 15px 0;
}

.nav-wrapper {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.brand h1 {
    font-size: 1.8rem;
    color: #2c3e50;
    font-weight: 700;
    margin-bottom: 2px;
}

.brand p {
    font-size: 12px;
    color: #7f8c8d;
    font-weight: 500;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 30px;
}

.nav-item {
    color: #2c3e50;
    text-decoration: none;
    font-weight: 500;
    padding: 10px 15px;
    border-radius: 8px;
    transition: all 0.3s ease;
    position: relative;
}

.nav-item:hover,
.nav-item.active {
    color: #3498db;
    background-color: #f8f9fa;
}

.nav-dropdown {
    position: relative;
}

.arrow {
    font-size: 12px;
    margin-left: 5px;
}

.dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    background: white;
    min-width: 200px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.15);
    border-radius: 12px;
    padding: 10px 0;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: all 0.3s ease;
    z-index: 1000;
}

.nav-dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-menu a {
    display: block;
    padding: 12px 20px;
    color: #2c3e50;
    text-decoration: none;
    transition: all 0.3s ease;
}

.dropdown-menu a:hover {
    background: #f8f9fa;
    color: #3498db;
}

.quote-btn {
    background: linear-gradient(135deg, #e74c3c 0%, #c0392b 100%);
    color: white !important;
    text-decoration: none;
    padding: 12px 25px;
    border-radius: 25px;
    font-weight: 600;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(231, 76, 60, 0.3);
}

.quote-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(231, 76, 60, 0.4);
    background: linear-gradient(135deg, #c0392b 0%, #a93226 100%);
}

/* Hero Section */
.hero-section {
    position: relative;
    min-height: 70vh;
    display: flex;
    align-items: center;
    overflow: hidden;
}

.hero-background {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: -2;
}

.hero-background img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(44, 62, 80, 0.85) 0%, rgba(52, 73, 94, 0.75) 100%);
    z-index: -1;
}

.hero-content {
    color: white;
    max-width: 600px;
    z-index: 1;
}

.hero-badge {
    display: inline-block;
    background: rgba(52, 152, 219, 0.2);
    color: #3498db;
    padding: 8px 20px;
    border-radius: 25px;
    font-size: 14px;
    font-weight: 600;
    margin-bottom: 20px;
    border: 1px solid rgba(52, 152, 219, 0.3);
}

.hero-title {
    font-size: 3.2rem;
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 20px;
}

.highlight {
    color: #3498db;
}

.hero-subtitle {
    font-size: 1.2rem;
    opacity: 0.9;
    margin-bottom: 30px;
    line-height: 1.6;
}

.hero-actions {
    display: flex;
    gap: 20px;
    flex-wrap: wrap;
}

.btn-primary {
    background: linear-gradient(135deg, #e74c3c 0%, #c0392b 100%);
    color: white;
    text-decoration: none;
    padding: 15px 30px;
    border-radius: 8px;
    font-weight: 600;
    font-size: 16px;
    transition: all 0.3s ease;
    box-shadow: 0 6px 20px rgba(231, 76, 60, 0.3);
    border: none;
    cursor: pointer;
}

.btn-primary:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(231, 76, 60, 0.4);
}

.btn-secondary {
    background: transparent;
    color: white;
    text-decoration: none;
    padding: 15px 30px;
    border-radius: 8px;
    font-weight: 600;
    font-size: 16px;
    border: 2px solid rgba(255, 255, 255, 0.3);
    transition: all 0.3s ease;
}

.btn-secondary:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.5);
}

/* About Section */
.about-section {
    padding: 100px 0;
    background: #f8f9fa;
}

.section-header {
    text-align: center;
    margin-bottom: 60px;
}

.section-header.centered {
    text-align: center;
}

.section-tag {
    display: inline-block;
    background: #3498db;
    color: white;
    padding: 6px 15px;
    border-radius: 20px;
    font-size: 12px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 15px;
}

.section-header h2 {
    font-size: 2.5rem;
    color: #2c3e50;
    font-weight: 700;
    margin-bottom: 15px;
}

.section-header p {
    font-size: 1.1rem;
    color: #7f8c8d;
    max-width: 600px;
    margin: 0 auto;
}

.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.lead-text {
    font-size: 1.2rem;
    color: #2c3e50;
    font-weight: 500;
    margin-bottom: 30px;
    line-height: 1.7;
}

.feature-list {
    display: flex;
    flex-direction: column;
    gap: 25px;
}

.feature-item {
    display: flex;
    align-items: flex-start;
    gap: 15px;
}

.feature-icon {
    background: linear-gradient(135deg, #27ae60 0%, #2ecc71 100%);
    color: white;
    width: 30px;
    height: 30px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
    flex-shrink: 0;
    margin-top: 2px;
}

.feature-item h4 {
    color: #2c3e50;
    font-size: 1.1rem;
    margin-bottom: 5px;
}

.feature-item p {
    color: #7f8c8d;
    line-height: 1.5;
}

.about-image {
    position: relative;
}

.about-image img {
    width: 100%;
    height: 500px;
    object-fit: cover;
    border-radius: 15px;
    box-shadow: 0 20px 40px rgba(0,0,0,0.15);
}

.image-badge {
    position: absolute;
    bottom: 20px;
    left: 20px;
    background: white;
    padding: 20px;
    border-radius: 12px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.2);
}

.image-badge h3 {
    color: #2c3e50;
    font-size: 1.3rem;
    margin-bottom: 5px;
}

.image-badge p {
    color: #3498db;
    font-weight: 500;
}

/* Services Section */
.services-section {
    padding: 100px 0;
    background: white;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
    gap: 40px;
    margin-top: 60px;
}

.service-card {
    background: white;
    padding: 40px;
    border-radius: 15px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.08);
    transition: all 0.3s ease;
    border: 1px solid #ecf0f1;
}

.service-card.featured {
    border: 2px solid #3498db;
    transform: translateY(-5px);
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.12);
}

.service-header {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 20px;
}

.service-icon {
    width: 60px;
    height: 60px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
}

.service-icon.health {
    background: linear-gradient(135deg, #3498db 0%, #2980b9 100%);
}

.service-icon.life {
    background: linear-gradient(135deg, #e74c3c 0%, #c0392b 100%);
}

.service-card h3 {
    color: #2c3e50;
    font-size: 1.5rem;
    font-weight: 600;
}

.service-card > p {
    color: #7f8c8d;
    margin-bottom: 25px;
    line-height: 1.6;
}

.service-features {
    list-style: none;
    margin-bottom: 25px;
}

.service-features li {
    padding: 8px 0;
    color: #2c3e50;
    position: relative;
    padding-left: 20px;
}

.service-features li:before {
    content: "✓";
    color: #27ae60;
    font-weight: bold;
    position: absolute;
    left: 0;
}

.service-link {
    color: #3498db;
    text-decoration: none;
    font-weight: 600;
    transition: color 0.3s ease;
}

.service-link:hover {
    color: #2980b9;
}

/* CTA Section */
.cta-section {
    padding: 80px 0;
    background: linear-gradient(135deg, #2c3e50 0%, #34495e 100%);
    color: white;
    text-align: center;
}

.cta-content h2 {
    font-size: 2.5rem;
    margin-bottom: 15px;
}

.cta-content p {
    font-size: 1.2rem;
    opacity: 0.9;
    margin-bottom: 30px;
}

.cta-actions {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 20px;
}

.btn-primary.large {
    padding: 18px 40px;
    font-size: 18px;
}

.cta-contact {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 16px;
}

.phone-link {
    color: #3498db;
    text-decoration: none;
    font-weight: 600;
}

.phone-link:hover {
    color: #ffffff;
}

/* Page Hero */
.page-hero {
    background: linear-gradient(135deg, #2c3e50 0%, #34495e 100%);
    color: white;
    padding: 80px 0 60px;
    text-align: center;
}

.breadcrumb {
    margin-bottom: 20px;
    opacity: 0.8;
}

.breadcrumb a {
    color: #3498db;
    text-decoration: none;
}

.breadcrumb span {
    color: white;
}

.page-hero h1 {
    font-size: 3rem;
    font-weight: 700;
    margin-bottom: 15px;
}

.page-hero p {
    font-size: 1.2rem;
    opacity: 0.9;
}

/* Page Content Layout */
.page-content {
    padding: 80px 0;
    background: #f8f9fa;
}

.content-layout {
    display: grid;
    grid-template-columns: 300px 1fr;
    gap: 60px;
}

/* Sidebar */
.content-sidebar {
    display: flex;
    flex-direction: column;
    gap: 30px;
}

.sidebar-card {
    background: white;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 8px 25px rgba(0,0,0,0.08);
}

.sidebar-card h3 {
    background: linear-gradient(135deg, #2c3e50 0%, #34495e 100%);
    color: white;
    padding: 20px;
    margin: 0;
    font-size: 1.1rem;
}

.sidebar-nav {
    padding: 20px;
}

.sidebar-nav a {
    display: block;
    color: #7f8c8d;
    text-decoration: none;
    padding: 12px 15px;
    border-radius: 8px;
    margin-bottom: 5px;
    transition: all 0.3s ease;
}

.sidebar-nav a:hover,
.sidebar-nav a.active {
    background: #ecf0f1;
    color: #3498db;
    font-weight: 500;
}

.contact-card h3 {
    background: linear-gradient(135deg, #3498db 0%, #2980b9 100%);
}

.contact-info {
    padding: 20px;
}

.contact-method {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 20px;
}

.method-icon {
    font-size: 18px;
    color: #3498db;
    margin-top: 2px;
}

.contact-method h4 {
    color: #2c3e50;
    font-size: 14px;
    margin-bottom: 4px;
}

.contact-method p,
.contact-method a {
    color: #7f8c8d;
    font-size: 14px;
    text-decoration: none;
    line-height: 1.4;
}

.contact-method a:hover {
    color: #3498db;
}

/* Main Content */
.main-content {
    background: white;
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 8px 25px rgba(0,0,0,0.08);
}

.content-hero img {
    width: 100%;
    height: 300px;
    object-fit: cover;
}

.content-section {
    padding: 40px;
}

.eligibility-banner {
    background: #ecf0f1;
    padding: 30px;
    border-radius: 12px;
    margin-bottom: 40px;
}

.eligibility-banner h2 {
    color: #2c3e50;
    font-size: 1.5rem;
    margin-bottom: 20px;
}

.eligibility-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 20px;
}

.eligibility-item {
    background: white;
    padding: 20px;
    border-radius: 8px;
    text-align: center;
    box-shadow: 0 2px 10px rgba(0,0,0,0.05);
}

.eligibility-item .label {
    display: block;
    color: #7f8c8d;
    font-size: 14px;
    margin-bottom: 5px;
}

.eligibility-item .value {
    color: #3498db;
    font-weight: 600;
    font-size: 16px;
}

.text-content {
    margin-bottom: 40px;
}

.intro-text {
    font-size: 1.2rem;
    color: #2c3e50;
    font-weight: 500;
    margin-bottom: 20px;
    line-height: 1.7;
}

.text-content p {
    color: #7f8c8d;
    line-height: 1.7;
    margin-bottom: 15px;
}

.features-showcase {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 40px;
    margin-bottom: 40px;
    padding: 40px;
    background: #f8f9fa;
    border-radius: 12px;
}

.showcase-image img {
    width: 100%;
    height: 400px;
    object-fit: cover;
    border-radius: 8px;
}

.showcase-content h2 {
    color: #2c3e50;
    font-size: 2rem;
    margin-bottom: 15px;
}

.showcase-content p {
    color: #7f8c8d;
    margin-bottom: 25px;
    line-height: 1.6;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 15px;
}

.benefit-item {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px;
    background: white;
    border-radius: 8px;
    box-shadow: 0 2px 8px rgba(0,0,0,0.05);
}

.benefit-icon {
    font-size: 18px;
}

.benefit-item span:last-child {
    color: #2c3e50;
    font-size: 14px;
    font-weight: 500;
}

.policy-types {
    margin-bottom: 40px;
}

.policy-types h2 {
    color: #2c3e50;
    font-size: 2rem;
    margin-bottom: 30px;
    text-align: center;
}

.policy-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 25px;
}

.policy-card {
    background: #f8f9fa;
    padding: 30px;
    border-radius: 12px;
    border: 2px solid transparent;
    transition: all 0.3s ease;
}

.policy-card:hover {
    border-color: #3498db;
    box-shadow: 0 8px 25px rgba(0,0,0,0.1);
}

.policy-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 15px;
}

.policy-header h3 {
    color: #2c3e50;
    font-size: 1.3rem;
}

.policy-icon {
    font-size: 24px;
    color: #3498db;
}

.policy-card p {
    color: #7f8c8d;
    margin-bottom: 20px;
    line-height: 1.6;
}

.policy-features {
    list-style: none;
}

.policy-features li {
    padding: 5px 0;
    color: #2c3e50;
    position: relative;
    padding-left: 20px;
}

.policy-features li:before {
    content: "•";
    color: #3498db;
    font-size: 1.2em;
    position: absolute;
    left: 0;
}

.cta-banner {
    background: linear-gradient(135deg, #2c3e50 0%, #34495e 100%);
    color: white;
    padding: 40px;
    border-radius: 12px;
    text-align: center;
}

.cta-banner h2 {
    font-size: 2rem;
    margin-bottom: 15px;
}

.cta-banner p {
    margin-bottom: 25px;
    opacity: 0.9;
}

/* Contact Page */
.contact-page {
    padding: 80px 0;
    background: #f8f9fa;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 60px;
}

.info-header {
    margin-bottom: 40px;
}

.info-header h2 {
    color: #2c3e50;
    font-size: 2.5rem;
    margin-bottom: 15px;
}

.info-header p {
    color: #7f8c8d;
    font-size: 1.1rem;
}

.contact-methods {
    display: flex;
    flex-direction: column;
    gap: 25px;
    margin-bottom: 40px;
}

.contact-method-card {
    background: white;
    padding: 25px;
    border-radius: 12px;
    box-shadow: 0 8px 25px rgba(0,0,0,0.08);
    display: flex;
    align-items: center;
    gap: 20px;
    transition: all 0.3s ease;
}

.contact-method-card:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 30px rgba(0,0,0,0.12);
}

.method-icon {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    flex-shrink: 0;
}

.method-icon.phone {
    background: linear-gradient(135deg, #27ae60 0%, #2ecc71 100%);
}

.method-icon.email {
    background: linear-gradient(135deg, #3498db 0%, #2980b9 100%);
}

.method-icon.location {
    background: linear-gradient(135deg, #e74c3c 0%, #c0392b 100%);
}

.method-content h3 {
    color: #2c3e50;
    font-size: 1.2rem;
    margin-bottom: 5px;
}

.method-content p {
    color: #7f8c8d;
    font-size: 14px;
    margin-bottom: 8px;
}

.method-link {
    color: #3498db;
    text-decoration: none;
    font-weight: 500;
}

.method-link:hover {
    color: #2980b9;
}

.agent-info-card {
    background: white;
    padding: 25px;
    border-radius: 12px;
    box-shadow: 0 8px 25px rgba(0,0,0,0.08);
}

.agent-info-card h3 {
    color: #2c3e50;
    font-size: 1.5rem;
    margin-bottom: 15px;
}

.agent-details p {
    color: #7f8c8d;
    margin-bottom: 8px;
}

.agent-details p:first-child {
    color: #2c3e50;
    font-weight: 600;
}

/* Contact Form */
.contact-form-section {
    background: white;
    padding: 40px;
    border-radius: 12px;
    box-shadow: 0 8px 25px rgba(0,0,0,0.08);
}

.form-container h2 {
    color: #2c3e50;
    font-size: 2rem;
    margin-bottom: 30px;
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 25px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.form-field {
    display: flex;
    flex-direction: column;
}

.form-field label {
    color: #2c3e50;
    font-weight: 500;
    margin-bottom: 8px;
    font-size: 14px;
}

.form-field input,
.form-field select,
.form-field textarea {
    padding: 12px 15px;
    border: 2px solid #ecf0f1;
    border-radius: 8px;
    font-size: 16px;
    font-family: inherit;
    transition: border-color 0.3s ease;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
    outline: none;
    border-color: #3498db;
}

.form-field textarea {
    resize: vertical;
    min-height: 120px;
}

.checkbox-field {
    margin: 10px 0;
}

.checkbox-wrapper {
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.checkbox-wrapper input[type="checkbox"] {
    margin: 0;
    width: 18px;
    height: 18px;
    flex-shrink: 0;
    margin-top: 2px;
}

.checkbox-label {
    font-size: 14px;
    line-height: 1.5;
}

.opt-in-text {
    color: #7f8c8d;
}

.opt-in-text p {
    margin-bottom: 8px;
}

.opt-in-text a {
    color: #3498db;
    text-decoration: none;
}

.opt-in-text a:hover {
    text-decoration: underline;
}

.submit-btn {
    background: linear-gradient(135deg, #e74c3c 0%, #c0392b 100%);
    color: white;
    border: none;
    padding: 16px 32px;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
    box-shadow: 0 6px 20px rgba(231, 76, 60, 0.3);
}

.submit-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(231, 76, 60, 0.4);
}

/* Legal Pages */
.legal-page {
    padding: 60px 0;
    background: #f8f9fa;
}

.legal-content {
    max-width: 900px;
    margin: 0 auto;
    background: white;
    padding: 50px;
    border-radius: 12px;
    box-shadow: 0 8px 25px rgba(0,0,0,0.08);
}

.legal-intro {
    margin-bottom: 40px;
    padding-bottom: 30px;
    border-bottom: 2px solid #ecf0f1;
}

.legal-intro p {
    font-size: 1.1rem;
    color: #7f8c8d;
    line-height: 1.7;
}

.legal-section {
    margin-bottom: 40px;
}

.legal-section h2 {
    color: #2c3e50;
    font-size: 1.8rem;
    margin-bottom: 20px;
}

.legal-section h3 {
    color: #3498db;
    font-size: 1.3rem;
    margin: 25px 0 15px 0;
}

.legal-section p {
    color: #7f8c8d;
    line-height: 1.7;
    margin-bottom: 15px;
}

.legal-section ul {
    margin: 15px 0 15px 20px;
}

.legal-section li {
    color: #7f8c8d;
    line-height: 1.6;
    margin-bottom: 8px;
}

.contact-box {
    background: #f8f9fa;
    padding: 20px;
    border-radius: 8px;
    border-left: 4px solid #3498db;
    margin: 20px 0;
}

.contact-box p {
    color: #2c3e50 !important;
    font-weight: 500;
}

/* Footer */
.footer {
    background: linear-gradient(135deg, #2c3e50 0%, #34495e 100%);
    color: white;
    padding: 60px 0 20px;
}

.footer-content {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 60px;
    margin-bottom: 40px;
}

.footer-main {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
}

.footer-brand h3 {
    font-size: 1.5rem;
    margin-bottom: 15px;
    color: #3498db;
}

.footer-brand p {
    opacity: 0.8;
    line-height: 1.6;
}

.footer-contact h4 {
    font-size: 1.1rem;
    margin-bottom: 15px;
    opacity: 0.9;
}

.contact-item {
    margin-bottom: 8px;
    font-size: 14px;
    opacity: 0.8;
}

.contact-item a {
    color: #3498db;
    text-decoration: none;
}

.contact-item a:hover {
    color: white;
}

.footer-links {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
}

.link-group h4 {
    font-size: 1.1rem;
    margin-bottom: 15px;
    opacity: 0.9;
}

.link-group a {
    display: block;
    color: rgba(255,255,255,0.8);
    text-decoration: none;
    margin-bottom: 8px;
    transition: color 0.3s ease;
}

.link-group a:hover {
    color: #3498db;
}

.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: 20px;
    text-align: center;
}

.footer-bottom p {
    opacity: 0.7;
    font-size: 14px;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .content-layout {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .content-sidebar {
        order: 2;
        flex-direction: row;
        overflow-x: auto;
    }
    
    .about-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .about-image {
        order: -1;
    }
    
    .features-showcase {
        grid-template-columns: 1fr;
    }
    
    .contact-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
}

@media (max-width: 768px) {
    .hero-title {
        font-size: 2.5rem;
    }
    
    .contact-strip {
        flex-direction: column;
        gap: 15px;
        text-align: center;
    }
    
    .nav-wrapper {
        flex-direction: column;
        gap: 20px;
    }
    
    .nav-menu {
        gap: 15px;
        flex-wrap: wrap;
        justify-content: center;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        gap: 30px;
    }
    
    .footer-main {
        grid-template-columns: 1fr;
    }
    
    .footer-links {
        grid-template-columns: 1fr;
        gap: 20px;
    }
    
    .policy-grid {
        grid-template-columns: 1fr;
    }
    
    .benefits-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 2rem;
    }
    
    .container {
        padding: 0 15px;
    }
    
    .contact-form-section {
        padding: 25px;
    }
    
    .legal-content {
        padding: 30px 20px;
    }
    
    .page-hero h1 {
        font-size: 2rem;
    }
    
    .section-header h2 {
        font-size: 2rem;
    }
    
    .hero-actions {
        flex-direction: column;
        align-items: stretch;
    }
    
    .content-sidebar {
        flex-direction: column;
    }
}

/* Animation and Transitions */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.service-card,
.feature-item,
.contact-method-card {
    animation: fadeInUp 0.6s ease-out;
}

/* Focus Styles for Accessibility */
.nav-item:focus,
.quote-btn:focus,
.btn-primary:focus,
.btn-secondary:focus,
.service-link:focus,
.submit-btn:focus {
    outline: 2px solid #3498db;
    outline-offset: 2px;
}

/* Print Styles */
@media print {
    .top-bar,
    .navbar,
    .footer,
    .cta-section,
    .cta-banner {
        display: none;
    }
    
    .main-content {
        box-shadow: none;
    }
    
    * {
        background: white !important;
        color: black !important;
    }
}